Terms and conditions of financial planning subscription
These terms govern your use of the fidepsacocirutoareli.com website and subscription service. Please read them carefully before engaging our services.
September 1, 2025
Acceptance of terms
By accessing or using our website or services, you agree to these terms and all related policies. If you do not agree, please do not use our site or services.
Definitions
Certain terms are defined for clarity throughout these terms and conditions.
'Subscription' refers to the ongoing financial planning service offered for a fixed fee.
'User' means any individual accessing or using our website or subscription service.
'Advisor' refers to licensed financial planners engaged by fidepsacocirutoareli.com.
'Content' covers all information, materials, and resources on this site.
Use of services
Our subscription provides ongoing planning and consultation, not investment, credit, or educational products.
Eligibility
You must be at least 18 years old and a resident of Australia to subscribe. Services are not intended for minors or users outside Australia.
Proof of age and residency may be required.
User responsibilities
You are responsible for providing accurate information and using the service appropriately.
Prohibited uses
The following activities are not permitted:
Intellectual property
All site content, branding, and materials remain the intellectual property of fidepsacocirutoareli.com or its licensors. No content may be copied, reproduced, or distributed without written consent.
User content
You may submit information or feedback as part of your subscription. Do not share confidential or proprietary materials you wish to protect.
User content rights
By submitting content, you grant us a licence to use it as needed to provide the service. You retain ownership of your original materials.
Privacy and data protection
We handle your data in accordance with our Privacy Policy. Please review it to understand how your information is used and protected.
Read privacy policyDisclaimer and risk notice
Our service provides general planning support. Outcomes depend on individual circumstances and market factors.
Important risk notice
No guarantee of results or specific financial outcomes is offered. Past performance does not predict future results.
Limitation of liability
We are not liable for any loss, damage, or claims arising from use of this website or service.
Indemnification
You agree to indemnify us against claims resulting from your use of the site or service.
Resolving disputes
If a dispute arises, we encourage informal resolution before formal proceedings.
Arbitration
Disputes not settled informally may be referred to arbitration in Australia under local laws.
This does not restrict your statutory rights.
Online dispute resolution
You may access online dispute resolution resources for additional support with complaints.
See our dispute policySeverability
If any part of these terms is invalid, the rest remains in effect.
Entire agreement
These terms, together with our policies, constitute the entire agreement with respect to the service.
Applicable law and jurisdiction
Australian law applies to all agreements and disputes involving this site or service.
Termination
We may terminate accounts for breach of these terms or misuse of the service.
Modifications
These terms may be updated at any time. Continued use means acceptance of the current version.
Contact us for terms
If you have questions about these terms, please contact our support team.
Email address: content@fidepsacocirutoareli.com
Phone number: +61762253870
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: September 1, 2025
Version: 2.0